Mary A. Languirand, PhD, is in private practice in Garden City, NY, and counsels individuals, families, and health professionals in skilled nursing facilities. She co-authored (with Robert Bornstein, PhD) "When Someone You Love Needs Nursing Home, Assisted Living, or In-Home Care."

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Most caregivers wish their aging loved ones were more financially responsible, but some seniors are frugal to a fault. In fact, excessive penny-pinching can...


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