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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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When is the right time to approach financial and/or legal issues when you are the caregiver of a parent with dementia/alzheimers and you are living with them?
Cat i beleave so because if she sell the house to you then they are going to want to know where about the money of the sell. that how it is in california. i have a new problem my grandmother has a sister the just passed away in April and left her 25,000 in cash because she in medcal they are going to want that money for the services they have provided for her. Not only them but she has 4 kids, none of them work, i'm the caregiver she lives with me i do everything for her, if i want to get out i have to pay them or someone else to set with there own mother. If they find out about the money there all going to want some. i don't know, should i keep it from them or tell them and tell them there not getting any.
You didn't say if your mom had made any plans in advance, and whether your mom still considered competant. The reason I ask is that if her primary assets are limited to social security and a home, then depending on the state, the assets would need to be used for her care. Many states have what is called a "look back" period, in which assets transferred or sold are still counted as assets by the state.
Given the current system and it's lack of recogntion of the complexities of caregiver relationships you are wise to start asking questions on how to plan for both of your futures. Most caregivers are so busy with the day to day care, it is hard to put on the risk manager hat and envision what could happend over time. Forget the horror stories and concentrate on planning - you should ask yourself, how much is owed on the home mortgage & 2nd. how much income does she have how much is care in your community for in-home services, skilled facilities, and board & care facilities. How much income you you have and where would you live if the home was sold? once you have made out a list of these answers, and added additional Q&A information that is pertinant to your situation go online and find your local family caregiver resource center....there are several national organizations for caregivers too. Just do a search on Google.....you may also call AARP.
Do not pay anyone for advice until you have spoken to enought non-profit caregiver organizations to have a good handle on what your options are. There are many unscrupulous people who make a business out of advising caregivers & seniors on "shielding assets". Unless they are an accredited CPA or attorney with a specialty in elderlaw, ask questions but keep your checkbook closed.
The truth is, that at some point caregivers who have given up much will have to bite the bullet and re-make their own lives. I suspect that Carol & many others on this board can also give you advice.
Just don't get overwhelmed and ignore it - you are doing a good thing preplanning. One day we will all be returning to the world from our caregiving and it will be a big transition whether we planned or not.
Take care & we will all hope that you are able to keep your mom healthy and withyou for a long time. You sound like a wonderful daughter.
I feel I am in the Eye of the Storm at present. Mom has recovered well from her hip replacement, "survived" sub-acute care and is home again. She is doing well with PT, OT and nurses stopping by to check her vitals. She seems to have rallied, her sense of humor has returned and all is quiet. So, the house we live in is hers.....with a small second mortgage. My concern is: if something should happen to her that would impede my abilities to care for her (like a stroke), and she were to go to a nursing home.....what happens to her house? There are no other assets besides a poopy car, but I hear horror stories of nursing homes taking assets. How true is this? Thank you..........if someone could just steer me in the right direction so that I can use this time wisely.
i need some one to intermiediate with the caregiving of my mother inlaw she lives in my home and another family member gets her money but how do i get help with caregiving? please asap if possible thank you leah
Dear scurrie, please don't wait too long. The right time is ASAP. Trust me, I have been going through a lot with my dad this past year over financial nightmares, long story. But because he has dementia, trying to communicate became impossible. So I had to go file with the probate court for guardianship/conservatorship, so I could help him manage his finances, medical, and everything else. Don't wait until your parent is unable to communicate coherently, do it now. Good luck to you, and wishing you the best.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
are you saying that if mom sold her house to me rather than signed it over, that this would still be a problem?
You didn't say if your mom had made any plans in advance, and whether your mom still considered competant. The reason I ask is that if her primary assets are limited to social security and a home, then depending on the state, the assets would need to be used for her care. Many states have what is called a "look back" period, in which assets transferred or sold are still counted as assets by the state.
Given the current system and it's lack of recogntion of the complexities of caregiver relationships you are wise to start asking questions on how to plan for both of your futures. Most caregivers are so busy with the day to day care, it is hard to put on the risk manager hat and envision what could happend over time.
Forget the horror stories and concentrate on planning - you should ask yourself,
how much is owed on the home mortgage & 2nd.
how much income does she have
how much is care in your community for in-home services, skilled facilities, and board & care facilities.
How much income you you have and where would you live if the home was sold?
once you have made out a list of these answers, and added additional Q&A information that is pertinant to your situation go online and find your local family caregiver resource center....there are several national organizations for caregivers too. Just do a search on Google.....you may also call AARP.
Do not pay anyone for advice until you have spoken to enought non-profit caregiver organizations to have a good handle on what your options are. There are many unscrupulous people who make a business out of advising caregivers & seniors on "shielding assets". Unless they are an accredited CPA or attorney with a specialty in elderlaw, ask questions but keep your checkbook closed.
The truth is, that at some point caregivers who have given up much will have to bite the bullet and re-make their own lives. I suspect that Carol & many others on this board can also give you advice.
Just don't get overwhelmed and ignore it - you are doing a good thing preplanning. One day we will all be returning to the world from our caregiving and it will be a big transition whether we planned or not.
Take care & we will all hope that you are able to keep your mom healthy and withyou for a long time. You sound like a wonderful daughter.
So, the house we live in is hers.....with a small second mortgage.
My concern is: if something should happen to her that would impede my abilities to care for her (like a stroke), and she were to go to a nursing home.....what happens to her house?
There are no other assets besides a poopy car, but I hear horror stories of nursing homes taking assets.
How true is this?
Thank you..........if someone could just steer me in the right direction so that I can use this time wisely.