Money is running out. We have applied for Medicaid and know that money needs to run out but I have received no information whether she will be accepted or not ,we have approx.2 months left before the money,is no more.I have tried to contact Medicaid my answers are ,"it's pending" I have been to the mcd.office same words "it's pending" the social worker at the nursing home has no answers for me other than lets wait and see, this is very frustrating,I'm so fearful that my Mom will not be able to stay there because of no money or Medicaid bed.she is 97 yrs. young .Please advise
It is stressful to be in this kind of situation so while you still have time, make sure to prepare for long term care early by boosting your retirement income or getting coverage. Ltc insurance is dubbed as an efficient payment method since according to infolongtermcare and marketwatch it helps pay for nursing homes, assisted living facilities and other long term care services. Long term care insurance partnership program is also a good option because this type of policy allows you to become eligible for Medicaid benefits without spending down your assets once you've exhausted your policy benefits.
I hope your mom's application will be approved and will continue to receive care in nursing home.
Then, once Medicaid does render their decision, and assuming it is an approval, the coverage will go back - retroactive, to the 1st of the month (in most states) in the month you applied. Try not to get too frustrated, but at the same time, stay proactive and keep calling in for status updates and ask your Medicaid caseworker if there is anything you can do or provide to him/her that could possibly expedite their decision. I cannot begin to tell you how many times I have run across caseworkers who instead of pick-up the phone and call me, choose to simply sit on a file because they are missing a simple piece of information.