life insurance?

That was a great answer maybe the american diabetis assoc. would be able to give you some help they are always asking for donations and they might have funds and also being blunt a lot of families state instead of flowers give to - When people approched me about that subject I indicated I did not want flowers but if anyone wanted to do something they could donate to our church- I did not have any flowers but instead planted a flowering bush in our church garden-a plant that he liked-something that would live on.

I am not sure why you see life insurance as an answer to any of the problems you have right now. CAUTION: If anyone offers you such insurance and it seems like a good deal--don't walk away. RUN for your life. That person is trying to scam you. If you are concerned that your death may bring a heavy financial burden on your family, so you want something to cover final expenses (sorry to be so blunt but you asked the question) there are better ways to prepare than buying life insurance. First, make sure you have obtained any Government assistance for which you qualify. Sounds like you qualify for Disability Coverage under Social Security and perhaps Medicaid depending on the State where you live. The American Diabetes Association may also provide an Advocate. I am not an expert but I know there are many helpful programs out there and you need to find them. Your main goal here is to keep your "Living Expenses" as low as possible because these days it costs a lot more to live than to die. And you want to live--even if only to beat the odds! As for "Final Expenses" I would talk with a reputable Funeral Director in your area. Death and Burial are their areas of expertise and if you are willing to do some advanced planning they can ensure a decent burial with a price tag that won't put your family in bondage for the rest of their lives. (again I apologize for the bluntness of this answer but I sense you are looking for workable suggestions--not sugar-coated good intentions) Hang in there!