My mom contracted MRSA 3 years ago during hip replacement surgery and had a total of 13 surgeries on her hip. She is totally disabled now. She lived with my brother in SC for a year and moved to OR to live with me 2 years ago. My brother was taking care of her finances until recently. She has no assets and only has her social security income for support. She takes many prescriptions, some very expensive. Her credit card debt is old, dating back 3+ years when she was still able to babysit for extra income. Their are 2 credit cards and at this time they are both behind by 3 months. I can not afford to make the payments for her.
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What will make old debt keep growing is the interest. See if you can find a lower-interest source of credit you can use to pay off those credit cards. A home equity line of credit is an example (with two cautions: if it's your home it becomes your debt, and you certainly don't want to risk losing your house over $11,000). "Secured" debt -- meaning debt with something like a house attached -- is cheaper than unsecured debt, because the collateral object is at risk. Maybe there's something else you could put up as collateral that wouldn't be so devastating to risk. Check out the possibility that a bank loan, say from a local credit institution, might be a better deal than the credit card, and try to do that in her name rather than yours.
A simple thing to do is, you can ask the credit card companies directly to lower the interest rate -- they'd rather get some payments than have your mother simply default. If you are tempted by credit-consolidation offers from other credit cards or ads from debt-management companies, be careful.
If your mom is totally dependent on you and her credit future is nil anyway, consider bankruptcy for just her. For more on all of those options, read http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm