If ownership of a residence is transferred from husband and wife jointly to wife individually, and 4 years and 6 months later the husband has to go to a nursing home, will the whole value of the house subject to a Medicaid claim or only a prorata portion based on when the transfer was made?
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About the transfer penalty, it varies by state as the penalty is based on each states NH reinbursement day rate. For asset transfers, when the transfer was done and what the state's reimbursement was on that date seems to be what the amount is based on and starts on the first day of the month of the transfer.