I scrambled, heart panicking and complete stress overload, but I did get her medications for after the surgery! Thank the Lord for that! Now, I've to figure out what Medicare Part C she should have. There are like 25 available for our zip code, which is 99801. How do you know which one you should pick? Do any of you have some good advice on which Health providers are best? Off the top of my head there were a couple AARP plans, Cigna, .... Thank you!
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As far as a medicare supplement plan is concerned I have a Blue Cross PPO which costs (next year) $108 a month and that picks up the 80% Medicare does not cover plus medications with low co-pays for generics.
You need to get on with the application because we are in the middle of open enrolement. call the various companies that serve your area and they may send a representative to your home. Mom may have to pay a small premium because she did not elect for part D when she signed up for Medicare. some area have eldercare advisors who can walk you through the minefield. if Mom is very low income she may also qualify for Medicaid so ask about that too. I am not familiar with other major plans but I imagine they off similar coverage and competitive cost. Obamacare is likely to make many changes so you may think differently next year but coverage is essential for the coming year
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I choose the Medicare part D coverage (plan) without choosing a health plan, that way I am not stuck in an HMO and I can go to my local physician who is good, or drive an hour to the major medical center and see the docs who actually specialize in my conditions. It was a no brainer to me! It takes me an hour to get into the city, but it is SOO worth it in the end!
~Wheelie :-)
I'm not sure what Medicare C even is. Medicare D is the prescription drug coverage that was developed under the last George Bush. It was a godsend to seniors!