I live in an apartment which I have been here for 20+ years and now, just being on disability, I am having a very hard time keeping up with the bills. Yes, unfortunately, I took out a pay day loan and used my car for a title loan! I just do not know what to do about this mess. I also have doctor bills that need attention. This coming week is going to be a disaster with trying to deal with all of these companies that I am obligated with!!
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http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?webListAction=search&searchstate=SC
It's so easy to judge people who get into financial trouble. I don't do it any more. Once I was unemployed and stopped opening my bills, I realized it can happen to anyone. God bless you.
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Right now you need immediate help. If you have a disability case worker or a Medicaid case worker, contact them. If you don't have a worker, call the number for United Way in your area and explain your immediate needs. They can direct you to a financial counselor and other resources.
You can get this worked out! Don't try to do it alone. There is help out there, and you deserve to use it.