My 78 year old relative in a apartment with no assets...receiving help with "Heap" program &food stamps cannot pay off his$ 9,000.0 0 c.c.debt. My relative also receives sm. amount of food stamps. He has no money for a lawyer...can your department of aging help him file? I would appreciate your suggestions as to how to help him get help..
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Good luck,
Carol
http://www2.monroecounty.gov/aging-index.php
Eyerishlass said that for her father, she simply called the companies and told them the debtor was impoverished and unable to pay. Under no circumstances should you pay any bills directly, because then they will come after you! Also, call from his phone, so they won't get your number.
Credit card debt is unsecured debt, and they will probably just write it off if he can't pay. This might result in tax consequences, but again, just tell the IRS that he has no income and can't pay either debt or taxes.
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Contact a bankruptcy attorney.They will point you in the right direction for help if any.bankruptcy isn't free of charge requires money to file and to pay a attorney.
Sounds like your 78 year old relative will need help paying to file bankruptcy.