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ShellyR Asked March 2014

How do I find help if both my parents income level exceeds the amount allowed for any assistance but are financially struggling?

jeannegibbs Mar 2014
What kind of assistance are you applying for? Medicaid? In that case the assets your parents own must be below a certain level. They can "spend down" by, for example, paying for care themselves, and when the assets are below the level then apply.

Also their monthly income must be below a certain level. I don't know if all states do it this way, but here the monthly income can be spent down, too. Think of it as a deductible. For example, if the income is $800 over the limit, then the first $800 of expenses are paid by your parents and the remainder is covered.

If your parents might be eligible for Medicaid, don't simply assume they can't get it when you look at a chart. Talk to an attorney who specializes in Elder Law.

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