My mother was married for 18 years to my father and they are divorced. Can she apply for SS on his account in addition to her own? If so, how would I do that?
I've had to order Mom's licenses and certificates and went through VitalCheck.
And to repeat, SS isn't combined, it is one or the other. She may even take his for a while and then they switch to hers. My mother received a letter stating she should contact them since she may now earn more if she goes to her benefits instead of dad's (who is deceased.)
Jeanne is right, figure out which SS pays more, her own or part of his. SS will give you those figures when you apply for benefits. She may also be entitled to part of his pension, IRA, 401K and VA benefits. You would need to find the divorce decree and read the whole thing.
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And to repeat, SS isn't combined, it is one or the other. She may even take his for a while and then they switch to hers. My mother received a letter stating she should contact them since she may now earn more if she goes to her benefits instead of dad's (who is deceased.)
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