I need a 3rd party to pay bills and manage finances for disabled couple. Any advice?

Others seem to think professional Daily Money Management is expensive. Most bills are set up for automatic payment when possible and costs less than $100 a month if it does not require in person visits once a system is set up. A Fudicary Money Manager carries Fidicary insurance. You wil want to only work with a provider that has a Fudicary insurance policy.

I set up all of my mother's bills on an auto bill pay through her bank, This makes my life so much easier. Electric, water, sewer, phone, insurance all autopay! The only thing I have to worry about is her annual property tax bill. Even her home owners insurance is on auto pay.
That takes the worry and tediousness out of it and does not give some crook access to their money.

P.S. I CAN understand the stress of taking care of your parents monies. It is very stressful.

In other words, the Social Worker give you advice as to how and Who would take of the finances, and the least expensive way to do such a thing.

I would start by making a phone call to your State for the Aged, here in Texas it is called The Texas Department of Aged, from their there are social workers (free) that can guide you

Really surprised at this questions as it suggests that there's a prototype for being a 'daughter' - what constitutes being a daughter changes according to the circumstances - it may demand more, it may demand less. I was also wondering about the 'emotional' side of things - who is becoming emotional at the current arrangement? If the daughter really can't or doesn't want to continue handling her parents' financial affairs, then she needs to be made very much aware that there will be a financial cost to third party involvement, and depending upon the amount, her ability to keep her parents in the care facility might actually be impaired. She may be better managing the finances herself and knowing that there's enough money available to keep her parents in the care facility, meaning that she is spared from much of the caring herself. She is after all, a very lucky person is both her parents are together, an she is doing virtually nothing in care terms.

Call IKOR of Buck's county. Larry Enright is a CPA and a Daily Money Manager. He does this exactly this. He would be a great resource for your clients.

My first thoughts are liability and honesty. I would think at a minimum a credit and background check would be appropriate for anyone handling someone else's financials. There should also be a contract specifying what bills should be paid and which ones shouldn't, especially if the couple is susceptible and/or prone to charitable donations and pitches from various entities which target seniors (and aren't always easily identifiable).

And a conflict or dispute resolution mechanism should be included if the third party makes payments that the couple contests.

This is a lot of authority to grant to an unrelated party.

I'm curious though as to the reason why you're considering an outside party to handle this role as opposed to the daughter. Also, what is your role and your authority to institute a third party payment procedure? Are you named in the couple's Durable POA? Your profile states you are caring for someone in a facility. Are you related to this family?

I can understand if you plan to make a recommendation to the couple and/or daughter, but I assume you know that you have to have legal authority to institute such an inferred contractual relationship on behalf of the individuals involved.

Seniors Helping Seniors® In-Home Services of Bucks County (SHS Bucks) is an innovative, intra-generational home care service whose goal is to match seniors who can provide a service with other seniors who are in need of services. SHS Bucks is committed to providing senior citizens with the non-medical assistance they need to maintain an independent lifestyle in their own homes for as long as possible by matching them with seniors willing and able to provide such services. It is the only area home care company that functions exclusively with and for seniors. Our services include: companionship, meal preparation, light housekeeping, transportation to doctor appointments, errands or shopping, and minor home repairs.
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