Are either of you a widow of a veteran? If so, it could be worth up to about $1100 per month for the widow's pension. This is intended to help pay for in=home care.
Oh, and Meals on Wheels would be available to mom if we chose to use it. The suggested donation is $5/day. When she was living in her own home, she also had a woman who came in to clean twice a month for two hours. The suggested donation for THAT was $28 for the month. A Godsend!
Your doctor can order in-home nursing assistance for you or your mom if either one of you has a SKILLED NEED which could mean, for instance, an unstable rather serious condition. Sans that, unfortunate as it is, Medicare doesn't pay for in-home care.
There are, however, many other avenues available to you thru your local Council on Aging (or one of their 'arms'). Call them to see what you and/or your mom might qualify for. Some are income and asset based; others are not.
Example of my mom:
She doesn't qualify for anything based on her income/assets. She has a nest egg that disqualifies her. However, Medicare pays for: a hospital bed; an oxygen generator; wheelchair. She gets a $1,000 stipend from a county agency that can be used toward their list of providers for in-home respite care. That buys close to 50 hours a year of care. Perhaps you would both qualify -- for $2,000. Because mom is virtually housebound, she has a doctor who comes to the house once a month and, believe it or not, is available on his cell phone in between (for medication adjustments). She also has a podiatrist who comes to the house to trim her toenails every six weeks. Both paid for by Medicare and her supplement.
Call your local Council on Aging or county/township Senior Services for resources. They're out there. But you have to ask.
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There are, however, many other avenues available to you thru your local Council on Aging (or one of their 'arms'). Call them to see what you and/or your mom might qualify for. Some are income and asset based; others are not.
Example of my mom:
She doesn't qualify for anything based on her income/assets. She has a nest egg that disqualifies her. However, Medicare pays for: a hospital bed; an oxygen generator; wheelchair. She gets a $1,000 stipend from a county agency that can be used toward their list of providers for in-home respite care. That buys close to 50 hours a year of care. Perhaps you would both qualify -- for $2,000. Because mom is virtually housebound, she has a doctor who comes to the house once a month and, believe it or not, is available on his cell phone in between (for medication adjustments). She also has a podiatrist who comes to the house to trim her toenails every six weeks. Both paid for by Medicare and her supplement.
Call your local Council on Aging or county/township Senior Services for resources. They're out there. But you have to ask.