My 50 year old husband has end stage renal disease. He had a stroke a few years ago that left him mentally impaired. He is currently suffering from intractable (prolonged) hiccups. His anxiety and hiccups cause him to stop dialysis hours before his time is up. As a result he is getting sicker. We haven't found an effective treatment for his hiccups, or his anxiety or his insomnia. As a result me and my teenaged daughters are exhausted. We have work and school.
I believe my husband should be in a nursing home or assisted living. If he continues to stop his dialysis, he will need hospice. He has no income of his own due to not enough credit with social security. We don't qualify for Medicaid because they would want me to spend down my retirement 401k which I couldn't do without a significant tax burden and penalty, not that I would even if I could. Also, my income is too high. Medicaid doesn't seem to understand I have to support myself and my children
I am so tired. My children and I need respite badly but don't see a solution. Does anyone have any ideas on how to get Medicaid or any help. My husband has a crises at least twice a week and I can't keep leaving my job and I just feel like I can't go on much longer like this.
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You may be able to put your 401(k) in an irrevocable trust.
A good elder attorney would be of assistance.
My thoughts are with you and your family.
Getting help with elder caregiving is almost as difficult as it is to get help for the mentally ill. And God forbid if you are mentally ill AND elderly!
As for the hiccups, I used to work a chemo floor at the hospital, and hiccups are not uncommon, as was mentioned above. The drugs we most often used were Reglan (aka Metoclopramide) and Thorazine (aka Chlorpromazine) and Neurontin (aka Gabapentin) . Has his doctor tried them? If they didn't work there really are lots of choices, some more effective in certain types of situations.
For what it's worth , this is a cut an paste of an article with other drug suggestions.
"Various agents have been reported to cure hiccups. Chlorpromazine appears to be the drug of choice. Haloperidol and metoclopramide have been used successfully. Several anticonvulsant agents (eg, phenytoin, valproic acid, and carbamazepine) have effectively treated intractable hiccups in typical anticonvulsant doses. Gabapentin has been effective in patients with central nervous system (CNS) lesions and in some other groups.
Of the anesthetic agents, ketamine has been the most successful. Baclofen is particularly useful in patients for whom other agents are contraindicated. Lidocaine has cured patients after other agents were unsuccessful. Other reportedly beneficial agents include muscle relaxants, sedatives, analgesics, stimulants, and various miscellaneous agents (eg, edrophonium, dexamethasone, amantadine, and nifedipine). Benzodiazepines should be avoided. "
http://medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Eligibility/Spousal-Impoverishment-Page.html
Divorce is not a good answer. It can no longer be used to shield assets from Medicaid, since money and property obtained during the marriage are considered to be community property in many states. This varies from state to state, so you need to know the rules for your individual state.
I have heard of Spousal Refusal, but don't know how that works or what the outcome would be.
Friends need not know everything.
And have you contacted your local Area Agency on Aging? Even though your husband is relatively young, they will have resources that will help you.
Through his doctor is there a support group you could connect with, even just one time? It might be helpful to give you some new sources of support. Or through the National Kidney Foundation you may find information to help you. They have resources for financial assistance as well as patient and caregiver support. Hope this helps.