My mother was diagnosed with stage 4 colon cancer in May 2014. She has been taking chemo treatments for a little over a year now. The last 5 weeks she haven't had a treatment at her doctors discretion due to her weight loss and weakness.
Her doctor had a good talk with her about calories and weight gain and the consequences if she does not eat and drink her water. My mother promised him she would do better, but instead is eating and drinking less since the talk.
She can barely sign her name these days (but is rational and coherent) . She doesn't have anything in place regarding a will, trust or anything else. There's two of us, my brother and I. We are both in the home with mom and share care giving. My brother has lived with mom since dad died in 2001. I came home to help with her in 2014 (reside in California). I've spoken with our mother regarding a will, what she want us to do on her behalf if God doesn't restore her health.
All of the paperwork (medical, doctor, household bills, etc), prepare and deliver moms water and food and help with her personal hygiene if its needed. My brother help with cleaning the kitchen, and takes care of the (5 acre) yard and repair things when broken, and we both take mom for her chemo treatments. My brother has been a substance abuser over 30 years and mom knows this.
My brother and I are in the dark! What can I do and what kind of will should my brother and I try to convince her to get? We are completely clueless.
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What someone could have pointed out to your FIL much earlier on is that nothing obliged him to share the contents of his will with anyone, not even with MIL, while he was alive. He could have made his will, left it with his lawyer, and heard no more about it; and if he'd done it properly nobody would be left in any doubt about what was to be done with his estate.
But as long as you don't mind "seeing what happens" when all the wrangling and misunderstanding is over, then no it's not a problem. And it is the norm (guilty!): in the UK, more people die intestate than not; and I wouldn't be surprised to learn that the same is true in the US. Periodically the government and the professions join forces and run a publicity campaign urging us all to get it done. Myself, I've found it too depressing to see "I leave my entire estate of 57p to be divided equally among my three children or their heirs" down in black and white so I haven't bothered; but if you have property of any significant value, and certainly if you have any dependants you care about, you need to get it done.
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My Grandmother pulled exactly the same stunt -- ("I don't need a will, I'll be dead, so it doesn't matter"). She did finally do one, which made life much easier when she passed years later.
Maybe doing written records every month and acting more like a formal accountant might help you look more business-like, & business-like stuff (ie POA) could be accomplished?
Also, figure out with your brother how you two are going to handle things. At some point, adjust yourself to the fact that your addict brother very well may waste his inheritance, but that the estate still needs to be split 50/50.
mj
I'm sorry to hear that your mother is digging her heels in about making a will. I'm sure you're right that the trust issue is important, but she really isn't thinking things through - though on the other hand, considering how ill she must feel, perhaps it's more excusable that she just doesn't want to be bothered with anything much. Imagine you had a really nasty bout of 'flu and someone was hassling you with paperwork - even if you'd normally agree that it's important you'd probably not want to know.
You could still speak to a lawyer (word of mouth recommendation is always best, if you can think of reliable, business-like people to ask), explain the situation and get a really basic will drafted simply in order to prevent chaos. You then ask the lawyer to visit your mother, explain in turn to her that the purpose of this document is to save her children the completely needless and avoidable headaches that intestacy would otherwise cause, reassure her that any will changes nothing while the testator is still alive - may she live forever - and tell her to "sign here." You will also need a couple of witnesses to the signature. A witness, by the way, must not be a beneficiary; so have uninvolved friends or neighbours lined up ready.
So ask your Mom if she would rather see you and your brother get her estate, or the State get a lot of her estate from taxes [sometimes we need to fib to light a fire under stubborn elders].
I forgot to state that my mother has trust issues. She doesn't trust either of us, although i take care of all of her business. She's checked on me a couple of times. She thought I'd taken money from her (had my brother thinking the same thing). When shown what was done with her money (bills) she finally relaxed in that area.
The problem for me is she has a reason not to trust my brother (he has a life long addiction), but I've never given her a reason for mistrusting me. I've even paid off lots of credit card bills, made big ticket purchases (washer,dryer), put money in her savings account and last of all forsook all to come and assist with her care.
I've learned so much about how my mom see's me since I've returned home to help. I truely dont understand but has finally gottten past some of these things and only want the best for her. I even explained to her that I dont want anything from should she go home to be with the Lord. I just don't want it to be difficult for me or my brother to take care of her last wishes, or for it to be difficult or lengthy for my brother should she decide to leave all to him.
She did not change her mind, no legal paperwork or attorney needed.
Thanks for all your suggestions...May God bless and keep you all!
At the same time, the lawyer can draw up DPOAs, Advanced Medical Directive (to document mom's wishes if she should become incapacitated and doesn't want extensive further treatment), etc.
Figure about $700 for all of the paperwork -- but it is well worth it to have it completed legally and be up to date.
Get started before something happens and mom can't make decisions or is incapacitated.
Reiki can relax your mother, music can do that as well as calm her and help counteract the overwhelming fatigue she must be experiencing.
Just these soothing factors can help.
After experimentation, we discovered that some juices (apricot, pear) appealed to her, as did salty foods. I got the juices in bottles which I shook a bit before buying so I could ensure they weren't watery juices but had some substance. I also cooked more sausages as they're more salty and she ate those.
In retrospect, I might also have tried Gatorade for rehydration. Sometimes nutritional supplements help as well: Boost, Ensure, etc.
Second, try to find time to become acquainted with the CURE website:
curetoday/. It's online but also publishes a quarterly magazine for those with cancer and for caregivers as well.
Sometime ago there was an article specifically addressing loss of appetite.
Third, as to the will, try to find an attorney through recommendation of a friend. If you can't, search online for the state bar directory of your state, look for an estate planning or elder law practice groups, and contact those firms.
Speak with them about your situation, absolutely ask about their hourly or flat plan rates before you meet with them.
Another alternative is to search online for the local county bar association, and ask for lists of estate planning or elder law firms. Then call and ask the same questions.
My personal preference is a mid sized law firm with a variety of practice areas - estate planning, litigation, real estate, tax, and sometimes more. You'll get attorneys who have easy access to other specialty areas if they're needed in order to prepare a will for your mother. Single practitioners don't have this kind of easy access.
Attorneys generally meet with the client and go over all the issues. Before the meeting, list all of your mother's assets: bank accounts, mutual, stocks, CDs, house, car....anything of value, although you don't need to list all the personal items. If you can, fax it to the attorney so he/she can contact the institutions if necessary to prepare transfer documentation, or just to assess the situation to make recommendations.
The attorney may recommend that some of the assets be retitled in your mother's name with the two of you as having survivorship rights. There may be other suggestions so the assets can pass directly to the two of you jointly in equal shares and avoid probate.
You can also check out a law firm's website, see if it has an archived list of publications on estate planning and read those. It will not only help prepare you for any meeting, but it will give you an idea of the breadth of the law firm's practice.
If your mother is too weak for a visit, the attorney may come to the house. Ours came to the hospital as my sister was too weak to take any kind of trip. In another situation at a law firm for which I worked, the attorney spoke at length with the individual, had the documents prepared and went out to the home the next day for execution. There was a time factor involved; the woman died shortly after executing her will.
A good firm will have flexible attorneys to accommodate someone who's ill. if anyone tells you they can't do that, keep looking.
Maggie raised the issue of taking your mother to a bank. Good point. Given your mother's weakness, a good law firm would make alternate arrangements and handle all the transfers by contacting the institutions, getting the forms faxed over, prepare them, and bring them for execution at the signing.
Then the staff would either fax them (if the institution accepted electronic signatures), or hand deliver them. That's why I recommend a good sized law firm because they have the resources to move quickly.
Best wishes, and I do hope your mother is able to regain some of her strength.
"Okay, I'm going to have an attorney draw that up for you,"
Call an attorney. Hopefully, it is someone you know. Tell them the circumstances and ask him to draw up a simple will leaving everything to you and your brother. When he calls that it's ready, make an appointment and bring your mom in for a visit and signature. If the atty won't even draw it up without meeting your mom, you'll have to bring her in first.
There are other things you can do to make it easier to transfer assets at her death, but it doesn't sound like mom's up to bank visits...