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susan489 Asked December 2015

Is there help or reduced taxes for seniors so they can still live in their home?

Help with property taxes for seniors.

Llamalover47 Jan 2016
Susan: In my mother's town of Westford, Massachusetts, she qualified for many rebates=real estate tax deferral, historic home rebate, fuel assistance rebate and more.

sherry1anne Jan 2016
Most municipalities have tax exemptions for seniors or at least reductions.

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ramiller Dec 2015
Susan, as others have stated many cities have property tax help for seniors and low income residents. Detroit for example has a large reduction for low income residents. You just need to call your city offices and inquire. Also came tax time if your state has property tax credits as Michigan does then by all means file your return even if your income does not require you to do so. After 11 years at tax office I saw many clients who only filed a state return for just that reason as they were not required to file federal and most of them were seniors on ss only.

JB0928 Dec 2015
FF, it is true, I'm in Virginia also and it was very involved but we finally were able to get it for my parents a few years ago. I think it's reviewed every three years if I recall. I'd like them to downsize too as they all but have a meltdown these days when they see a bill of any kind.

freqflyer Dec 2015
Here in my county in the Commonwealth of Virginia, one has to qualify for any property tax relief. It's quite complex. I am a senior and don't qualify, neither does my Dad with his house. But the Commonwealth does give a nice tax break on State income taxes for seniors :)

One has to take a long hard look at one's budget and if one can continue to afford to age at home. It might be easier to downsize and move into something much more affordable because with a home something is always in need of repair.

ThereIsNoTry Dec 2015
In our small town, the city council voted to allow my Dad exempt from taxes due to his age and his vet status. Doesn't hurt to ask!

Llamalover47 Dec 2015
Your answer is yes if you live in Massachusetts. My mom qualified for so many-tax rebate, meals on wheels, SNAP, fuel assistance, historic home and more. Fill out the app and they consider you based on your income.

JoAnn29 Dec 2015
You need to go to the towns local Tax collector. There r decutions for being in the military. There may be tax freezes. But this should have been done at 65. Now it may not be alot. May get something if a widow.

Sunnygirl1 Dec 2015
Yes, also check with your state's social service agency. NC also has programs that help pay for your power bill, insulation for your home and even repair and replacement of central air and/or heat pumps, if you qualify.

GardenArtist Dec 2015
Check your state's treasury department website to see if there are credits for the elderly and disabled, and sometimes veterans.

While not specifically taxes, utilities in our area offer reduced elderly rates as well as shutoff plans to avoid shutting off of services.

Labs4me Dec 2015
In my state ypu can defer your taxes if you are a low income senior and own your home. There is also a circuit breaker tax deduction for water, sewer and taxes on your state oncome taxes. There is also a senior workoff program for up to a thousand dollars off real estate taxes for senior home owners. Each state and municipality have their own programs. Most tax exemptions for seniors are based on total income of home owner/owners.

JB0928 Dec 2015
Yes check with your local Ellicott City/Howard county offices and see if you can apply for property tax relief and do it before Thursday when offices are closed until Monday in most state localities. The deadline may be 12/31 if it's available so hope you get an answer this week.

Sunnygirl1 Dec 2015
NC provides relief to seniors, disabled, infirmed, etc on their property taxes. You have to apply and provide doctor's written confirmation. There are requirements, but it is available if you qualify. I'd check the law in your state to see if they have this available.

PCVS Dec 2015
In CT it varies by town/city and relates to property taxes. It would suck blue mud if MD counties or the state at least didn't have something similar.

GardenArtist Dec 2015
Susan, does Maryland have any property tax refunds with higher levels of refunds for seniors, especially disabled ones?

Over the years I've read of programs that do help seniors stay in their homes, but they might be focused on health issues. I don't recall or have links to any such information, but you could try a few things:

1. Google Maryland, programs to help seniors remain at home.

2. Contact the MD state agency on again, if there is one, or any county level social work agencies for seniors.

3. Contact your local elected reps and senators.

4 Contact the local Area Agency on Aging.

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