There are different rules for married couples vs unmarried/single individuals. A single person cannot have more than $2,000 in countable assets, which excludes one car, the home, furniture/furnishings, jewelry, etc. Note that different states have different rules for such things as IRAs, 401(k)s, etc.
Find an elder law attorney that specializes in Medicaid planning. There are procedures and policy in place so that you do not become impoverished as your husband requires more assistance and possibly nursing home. These programs permit you to maintain assets while hubby's are exhausted while becoming eligible.
If memory serves me correctly, it's something like a house and no more than $70,000 in liquid assets... But you really need to speak to a Medicaid specialist and an elder law attorney.
Can a daughter get paid for taking care of her mom that has Alzheimer's, my mom lives with me an I've been caring for her for 5 years an 3 years of not working cause I can't leave her alone
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I have contributed many articles to this website that discuss various topics related to Medicaid planning, which you may find helpful: https://www.agingcare.com/members/GabrielHeiser
Best of luck!
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