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jacktho Asked February 2017

What is the best strategy as to getting any reimbursements for these expensive items?

My 96 year-old mom has Medicare A only.  Instead of Medicare B, she has a supplementary plan which reimbursed Medicare B items. Now she is in a residence with Skilled Care, and her supplementary insurance reimburses NOTHING for doctor's visits, physical therapy, etc. (what Medicare B usually does). What is the best strategy as to getting any reimbursements for these expensive items. She must pay everything out of pocket for these services. THANKS!

BarbBrooklyn Feb 2017
My limited understanding of supplemental insurance is that it is intended to cover things NOT covered by Parts A and B, not as a substitute for B. Who arranged for this policy?

I agree that you should call the customer service folks at the insurance company and discuss what is and isn't covered.

Countrymouse Feb 2017
Who's the supplementary plan with?

Look through their terms and conditions and see if there's anything you can argue about. Otherwise, make a note to self: beware false economies.

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Shane1124 Feb 2017
Double post

Shane1124 Feb 2017
I don't think there are any strategies. Your mom did not opt to pay Medicare Part B which covers out patient costs. Strategies to get those fees waived is that what you are asking? I don't know of any. No Part B, then those fees are paid out of pocket, no reimbursement. Who would reimburse you?

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