In PA can they touch my IRA if my wife needs to go in a nursing home?

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Victor441 Asked February 2018

In PA can they touch my IRA if my wife needs to go in a nursing home?

Asset Limits Asset Protection Skilled Nursing Facility

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My question is, if financially feasible, could skilled nursing and physical therapy be brought in home?
Is the SNF required to apply for Medicaid on behalf of my sister as she would be an unsafe discharge when she runs out of private assets?
Does my mother have to stay in a NH where she is being mistreated while awaiting Medicaid approval since Medicare has been exhausted?

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IRA (Individual Retirement Account) is for the individual only, and if the individual dies, it goes to the beneficiary.
That is my understanding. Anyone with more knowledge please chime in.

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In PA can they touch my IRA if my wife needs to go in a nursing home?

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