Dad entered a nursing home and once Medicaid cost share starts next month he will only have $40.00 a month to keep in income. He has a couple of bills that both exceed this amount, one is a $260.00 loan payment that is automatically debited from his bank account each month. What are my options to stop this auto debit? I recently obtained a durable POA for him, but have not yet tried to use it and not exactly sure who will accept it... I tried to use it to update his physical address with social security as required by Medicaid but they would not acknowledge POA's. Any advice?
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My thoughts were along the lines of the reply from Windyridge, I just wasn't sure of doing this because his pension and social security are deposited directly to his bank account. I am new to all this, so I am not sure how the nursing home gets paid for my dad's cost share, all I was told by Health and Welfare was that the nursing home would bill him for his income amount less $40.00. I was also not aware that the nursing home holds this account as JoAnn29 mentioned, I was thinking I could use it to pay for his cell phone to stay active and I would kick in the difference. He seems to do better with answering and communicating with me on his cell phone rather that the one in his room. I also live two states away from him so I want to be sure to keep that cell phone active as long as he still is able to operate it without issues.
Thank you for your suggestions, any other advice is appreciated and welcomed...
This is probably not what you want to hear, but if he borrowed money it really needs to be paid back, if it is something like a phone contract you can call and cancel, they may work with you, my dad's ex-wife bought a 1000.00 IPhone on his account, because she put everything in his name, I reported the phone stolen and told them that they can work with me to recover the phone or lump it, he didn't have 150.00 a month to pay for the bill. They lumped it, however, because the phone was reported stolen if she went anywhere for service the phone would be confiscated and returned to provider. Good luck getting this all sorted out.