We live in California. My 88-year-old mother is not likely to want to sign Power of Attorney papers. She has started spending all of her time sleeping. I have found that having her doctor declare her "incompetent" is not a proper substitute for her signature on POA papers. What should I do? She has to pay for rent, utilities and so on...
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Don't go to a branch since they will require your mother to be there or proof of POA or conservatorship. Instead of her doing the banking, it's you doing it on her behalf ONLINE.
Has mom been diagnosed with dementia?
Does her doctor have any advise?
Have you consulted an eldercare attorney?
Is there anyway that you can set up billpay online for her without any additional authorization?