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StressedOut365 Asked March 2018

Financial help for prescriptions?

If a person makes x amount per year, but the person is disabled and has to have a live in caregiver 24/7 365 days a year. After paying caregiver, person barely has enough money for food, prescriptions, utilities, real estate taxes, home and auto insurance, incontinence supplied, home maintenance, etc. How does she qualify for any assistance, prescriptions, food????

StressedOut365 Mar 2018
Veronica 91, luckily the caregiver is not a big eater, I do get paid well but I hardly eat, I usually buy my own food or just eat cheese and crackers.

StressedOut365 Mar 2018
BarbBrooklyn, N gets social security and just got it increased because her first husband died and he made more than the 3rd husband, she gets pension for her and 3rd husband AND she gets VA benefits for disabled spouse aid and attendance. She is 80.

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BarbBrooklyn Mar 2018
Stressed, are you saying that this person "definitely doesn't qualify for Medicaid" based on a website, or has this person taken qualified legal advice, applied and been turned down?

Is this an elder or a younger person? As Jeanne asks, what assistance has been sought from the disability caseworker?

Veronica91 Mar 2018
What does the live in caregiver eat?
Maybe the living arrangements need to be changed. A live in caregiver should be paid at least $700 a week that is $2800 a month. Who gts that much disability?

jjariz Mar 2018
If she's paying for 24/7 caregiver, she has significant income. She may have to move to a care facility in order to stretch the $$$

BarbBrooklyn Mar 2018
Aren't her caregiving expenses an offset of income for Medicaid eligibility?

StressedOut365 Mar 2018
MACinCT, you are exactly correct. It’s all based on income and she definitely doesn’t qualify, it’s such s catch 22, disabled, has to have 24/7 round the clock care, can afford that and not much else! Too bad if she needs meds and food!

geewiz Mar 2018
Most states offer prescription assistance. Call your county office of aging to learn how to apply. Likewise, there is assistance for low income residents for utilities, often referred to as LIHEAP. Many food pantries exist to help low income residents. In my area, 40% of the food pantry clients are seniors. Look into that for non perishables. They may have some incontinence products as well. Meals on Wheels may be available in your area, you can look into that as well. Some towns/counties freeze property taxes for low income seniors, check it out. Good luck

jeannegibbs Mar 2018
If the person is on disability, Medicaid ought to be a slam-dunk. Does this person have a disability case worker? That is where I'd start my inquiries.

BarbBrooklyn Mar 2018
Medicaid.

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