I live in CA in an apt with 2 daughters who work and are in college. Mom who lives with us has dementia. How can I get help financially?

Amusicamoma, Didn’t mean to offend. But sometimes we hear that on the forum and it can be problematic if she needed to apply for Medicaid NH assistance.

Oh gosh no! I would never have hee pay my bills! They are hers. She, along with my 2 daughters help out with rent.

Are the two bills hers or yours? If the bills she is paying are yours that may be considered gifting by Medicaid. She should not be using her money to pay your expenses.

Or is her pension that will last for 6 years?

I think applying for Medicaid would be a good step. She might not be eligible right now, but it will be good to see how to plan for the future. Contact your Area Agency on Aging to see what information is available, and if they have advisers to help with the application.

One good benefit of Medi-Cal is financial help with day care programs. These generally include transportation. Many caregivers rely on this so that they can work. It is good that your mom is OK on her own now, but dementia will decline to a point where that is not possible.

There are other benefits while Mom is still living with you, also. No co-pays on medicine. Incontinence supplies. Dental exams and procedures. Sometimes in-home aides.

Does she have savings that will last six years? Is she on Medicaid?