My parents added me to their bank account 47 years ago in case of an emergency and as a trust to me. Dad died 12 years ago and I helped my mother taking her to the bank to withdraw the amount of monies she needed for her monthly bills and she would give me her bills and I would pay them and she would reimburse me and stayed with extra cash for groceries, gardener etc. My brother moved with her about 7 years ago because of financial issues and since my parents home has been paid many years ago before dad died it was convenient for him. Last week I see that all the money my mother had in the bank account was transferred to a new account which I have no control of because he told her there were unauthorized withdrawals, for the past year he's been the one to take mom to the bank to do the withdrawals because he lives with her. Should I file an elder abuse form?
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....so he accused me as withdrawing the monies. Now she's at a bad spot because I have no access to monitor her money. And I have no choice to report this to elder affairs to clear my name unbelievably true.
Is the new account with the same bank, I wonder?
This is why I ask. I noted that you say the bank itself advised you to file a complaint. Out of curiosity, just for background research purposes, I went to my own bank's website and looked up their Help section. Among many other topics was a section on 'protecting yourself from fraud', and in that section was a whole section for 'Carers' with advice about protecting loved ones' finances, and after that was a long, long list of helpful links including some to relevant organisations I had never heard of before.
So, maybe your bank has the same range of services? It could be a useful place to start.
I'm sorry that you're not able to deal with your brother direct, but I do accept and understand that. Bear in mind that if you are hostile and suspicious about him, he may feel exactly the same about you. You are *still* right to do what you can to ensure that your mother is protected, but try not to make too many assumptions about why he is doing what he's doing.
Her brother must have had Mom with him when he changed over. Hope he informed SS and any pension she has of the new acct. I do think since she was on the acct the bank should have called her. Her money could have been involved.
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Looking back over the statements until the transfer, were there any withdrawals you don't recognise?
It only makes her more and more insecure if I say anything. He probably has a POS.