My mom had medical alert. After three months, they sent her a letter saying that her monthly premium would be increasing and that she should just sign a form they sent out with her bank information on it and authorize them to make withdraws. I thought this was a very predatory attempt to pull on a 90 year old woman, so I cancelled their service. I would like to find a new one.
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I've got to say though that your mom sounds a little like mine was when I realized that she really shouldn't be living alone any more - an nonagenarian who is a fall risk and is becoming frail.
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She recently had a very minor stroke and her gait is sometimes unstable she lives alone but is visited daily by my sister. I am there 24/7 for about ten to fourteen days each month. But I still worry because she weighs about 100lbs. and is frail. It's her money that pays for her care, so I don't really have the right to say,"you're getting this whether you want it or not," but I fear that sometimes her judgment is not good, and this worries me. There have been times when she has gone into crises because of post-concussive syndrome she incurred last May, and if I hadn't been there I don't know what would have happened. She has one caregiver who is there two hrs. per week, and is extremely resistant to any additional services, partly because she is extremely hard of hearing and most people don't know how to talk to her so that understands them. This makes her feel very inadequate. She also is uncomfortable around non-family members in general. She pays for her living expenses out-of-pocket, and has become very frugal in her old age and so that is an issue as well.
I know this is a lot but if anyone has found themselves in a similar situation with a parent, any advise would be greatly appreciated