Why did you have to quit your job? That is a seriously bad decision. Your own future is now in great peril. You need to work and remain an independent adult. Think of your own retirement,
now, Mom.... get her on Medicaid as quickly as possible. Apply immediately and then start looking for a NH she can go to. She will get better care there and it won't cost you the loss of income, social security benefits, etc.
if you are not able to do that yourself...then contact the area council of aging and get the help of a social worker to help your Mom apply for Medicaid and nursing home admissions
Quitting your job is a terrible idea. Caregivers who give up their paying jobs will find themselves up a creek without a paddle (or money to buy one) once the persons they are taking care of die.
I read about this situation on AC forum about a dozen times since I've been here. In some serious cases, the caregivers were left homeless, carless, and no money after the caree passed away.
Do not go down this road. It'll end badly. Go back to your job, or get another job. You're forewarned.
Edit: I also want to add that those caregivers, after years of being out of the job market, have a very difficult time finding a job, since their knowledge and skills are outdated, and having to compete with younger job seekers who know a lot more and are tech-savvy.
Based on your profile it sounds like you've already left your job and, in my opinion, that was a very big mistake indeed. I urge you to go to your old boss and ask for your job back. If they've already hired someone else for your old job, ask if there's another position open. If that too fails, look for work through a temp agency.
You also write on your profile: "Can they take the life insurance she s planning on leaving me?" What kind of life insurance policy is it? Whole or term? Your mother's assets should pay for your mother's care.
Medicaid will probably require the life insurance policy to be cashed in. I sincerely hope you didn’t quit your job thinking the life’s insurance could take care of you later because chances are, it won’t.
Oh, dear. I think you’ve probably realized from reading these answers that quitting your job was not a good decision. Whatever the reason you thought you had to quit to take care of her just isn’t good enough to sacrifice the rest of your life. You will have no income. No retirement benefits. No health insurance. When she passes, you may not even have a place to live. This was a decision made in haste? Perhaps one you were forced into making by Mom or another member of the family? I agree. Go back to your superior and beg for your job back. Failing that, become a member of an online employment agency. I’ve used Indeed.com and it’s great. Rethink moving in with her and living off her pension. This is not a good decision for your future.
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now, Mom.... get her on Medicaid as quickly as possible. Apply immediately and then start looking for a NH she can go to. She will get better care there and it won't cost you the loss of income, social security benefits, etc.
if you are not able to do that yourself...then contact the area council of aging and get the help of a social worker to help your Mom apply for Medicaid and nursing home admissions
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I read about this situation on AC forum about a dozen times since I've been here. In some serious cases, the caregivers were left homeless, carless, and no money after the caree passed away.
Do not go down this road. It'll end badly. Go back to your job, or get another job.
You're forewarned.
Edit: I also want to add that those caregivers, after years of being out of the job market, have a very difficult time finding a job, since their knowledge and skills are outdated, and having to compete with younger job seekers who know a lot more and are tech-savvy.
You also write on your profile: "Can they take the life insurance she s planning on leaving me?" What kind of life insurance policy is it? Whole or term? Your mother's assets should pay for your mother's care.