My sister is staying with her now but is in poor health, mom has diabetes, has asphasia (can't talk) because of stroke. She has dementia. She gets around physically great and knows us kids. Refuses to go to retirement center...gets angry and hurt and cries if we mention it. What to do? I have POA and all my siblings are looking at me to take the reigns and make a decision. Also, my husband and I have built a pretty good nest egg for ourselves I do not want to be responsible for the debt of the NH. But will have to sign the papers for her to be admitted if we take her there. We live in Louisiana and will apply for Medicaid as she has very little finances and a piece of a car and 3 dogs..HELP!
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Once on Medicaid, Medicare will be primary and Medicaid secondary concerning health insurance. She will receive Dental and vision and prescriptions. Her SS and pension (if any) will be applied to her care. I made the home Moms payee so I didn't have to worry about that. She will get a personal needs account (PNA) in NJ it & 50 a month. This can be used for clothing, snacks she likes, toiletries, etc. The NH provides toothpaste, brushes, powder, shampoo, soap. So really, all you need to do is visit.
This is no longer what she wants but what she needs.
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This should not effect your financial status at all.
Check with an elder law attorney.