What is the "buy down" costs for a relative to get Medicaid approval for nursing home care? Will VA ADL funds disqualify the candidate?

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evanpoole66 Asked May 2019

What is the "buy down" costs for a relative to get Medicaid approval for nursing home care? Will VA ADL funds disqualify the candidate?

My mother has been receiving VA benefits for her care at home. The assistance check is written in her name, however, it was distributed in-care-of me, her daughter. I am her legal POA paying for her needs (shelter, bills, etc) out of the check. Since transferring funds to a family member is not allowed, will she be disqualified for nursing care? Also can she have a joint account with my name on it?

Asset Limits Medicaid Veterans Benefits

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score 0 · Answer 1

I can only answer your question about the joint checking account. Yes, you can have one. But, it should ONLY be your mother’s money, paying only HER bills.

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My understanding is that she can not have Medicaid and get Aid and Attendance from the VA. She will only get a small amount of AA from VA for personal needs.

All of her money will need to be used for her care, don't commingle funds.

Contact your local Medicaid and get an application to see what the requirements are. It will be well worth the money to hire a certified elder law attorney to help with the application and help you understand how it all works.

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What is the "buy down" costs for a relative to get Medicaid approval for nursing home care? Will VA ADL funds disqualify the candidate?

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