Does someone on the S.C.A.N. healthcare program have to worry about estate recovery?

Hi all, Toni from SCAN Health Plan here. Correct, SCAN is a Medicare Advantage plan, but we also serve members who have both Medicare and Medi-Cal. As you all know, navigating healthcare and coverage can be complicated as the care needs increase and it's tough to address these more complex and personal situations online. But we are here to help -- I encourage you to reach out.

SCAN Healthplan also serves dual eligible members (have mediCare and medi-cal), so if one of these members needs LTC, I'm not really sure if they would collect from the estate or if medi-cal would. That's a good question and you should do more research. I would be interested to know. I worked for SCAN years ago, it's an excellent company that really really provides great service for it's senior members.

SCAN does not cover long term care in nursing homes like Medicaid does. So you are not free of recovery if you require long term nursing or skilled nursing care with room and board. SCAN is an advantage plan, not custodial long term coverage.

I agree with worried. SCAN is a Medicare health insurer. Since Medicare is federal, Medicaid has nothing to do with it. Medicaid is government funded to a point but is run by the individual states.

Your safe.

The SCAN program isn’t a medi-cal program. It’s medicare. So no, no one who has health care through SCAN has to worry about estate recovery. Medicare isn’t like medi-cal/Medicaid.

I might be wrong about this but ..SCAN is a Health Insurance correct?
If so what is covered is outlined in the policy.
It might be best to get an answer from the Insurance Company, if this is provided or offered from a previous employer contacting the retirement board might also offer some answers.