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sunset38 Asked August 2019

What's the "best deal" today for re-loadable Visa cards?

I'm trying to figure out which Visa card is the best that has the lesser minimal fee to re-load the card for spending in assisted living. Money is an issue so I'd like to not have a large fee each time I have to re-load the card. Also, does anyone have problems when the loved one goes to use the card? I'm worried about forgetting pin numbers, not having enough money loaded into the card when charging, losing the card, etc.... Any input/advice is greatly appreciated, thanks!

TNtechie Aug 2019
I recommend chime (https://www.chimebank.com); there are no fees other than for ATM use. You can add money from a linked bank account or with cash at a CVS or Walgreens. There's a routing and account number setup like a checking account so you can also set up direct deposits. You can install an app on your phone to check the balance or get notified any time the card is used or declined. The card can be used as a credit transaction without a pin being required.

worriedinCali Aug 2019
Instead of getting a repoadable card that has a PIN number, why don’t you just buy a prepaid VISA gift card? The activation fee is $4.95. The thing about releasable visas is that there are transaction fees and reloading fees. If you were to buy a $200 gift card, you would only a pay $4.95 activation fee.

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cwillie Aug 2019
I see the US is finally rolling out contactless cards (known as tap and go in Canada) although I don't know if they are available as a pre-loaded card. It's way easier than cash!

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