My mom neglected to pay her Part D Medicare bill and has lost coverage, she has appealed the process, but what does she do in the meantime?

Contact your Congressman or Congresswoman. My husband had a similar situation because my employer gave us incorrect advice when we got married. At the time he was only 3 years away from going on Medicare and was going on my insurance. They had told us he would not need Part B as my insurance would be his entire supplemental insurance to Medicare. But I retired in that time and they never told me he would now need to sign up for Part B. Our wonderful Congressman straightened everything out for us. They are there for YOU, their constituent. Good luck!

Why isn't she paying for her meds? Perhaps some one needs to take over her finances. My part D is deducted right from my SS check every month, so I do not get that either. Have it taken out direct to avoid this in the future. Also get a durable POA to avoid future problems.

In the mean time, see if she can use coupons from goodrx dot com. They helped me out when my rx was too expensive. You can see how much the drug is at each store they have a contract with and pick the cheapest or most convenient.

GoodRX! I use it, even though I have Medicare part D, I chose the cheapest monthly plan. This plan has a large deductible and pays a bit less of the cost. I keep it just in case I have an emergency or an accident. For my regular meds, GoodRX works just as well (if not better!) than using the insurance.

If she's reinstated or when she is set with another Part D insurance company, check to see if they offer an "easy pay" option where they automatically withdraw the premium from her checking account. You would have to provide her checking account information to them. The Part D company should provide instructions on how to enroll. At least this would eliminate you having to worry and she won't have another lapse in coverage.

We didn't realize that Mom didn't have prescription coverage, just a BCBS discount, until we tried to refill her meds earlier this year and learned BCBS had ceased the discount program. Instead of paying about $50 the bill was about $1600. We then compared different discount programs such as GoodRx and RxSaver and dropped the price back down to about $59 which covers 3 months of sertraline, donepezile, and memantine. Classic Alzheimers medications. Not all pharmacies play well with the quoted prices from the discount services. CVS and Walgreens come to mind, they charge way more than the estimated price. Kroger charges the quoted amount, so we moved everything there. I even switched to Kroger using RxSaver for my own meds because it's half the price of my own insurance covered rate. FYI the prices vary between discount programs and location and pharmacy so I suggest checking them all. The difference can be substantial.

YOU do not pay for her scripts.

Call her doctor's office and ask them what to do.

What are your mother's financial resources?

Ask the doctor's office if they have any samples of your mother's medications.

I hope this helps, it didn't say anything on the website about being limited to my state only.
https://www.goodrx.com/blog/save-on-medications-goodrx-gold-drug-savings-program/ (website).
GoodRx Gold currently has a special offer where you can get a free membership for 30 days. After that, monthly plans will cost $5.99 for individuals and $9.99 for families.
Please check with your pharmasist, who has likely dealt with coupon companies like this a lot.

I have RXscript from united health, and they told me if you are late on a payment they will give you time to pay. They won't just cut you off. I don't know how behind she was, but there are many medicare RX insurance companies you can check into. Good luck