Why can't I use a credit card at a skilled nursing facility for my partner when I need a break?

It's going to vary from facility to facility. The SNF near me accepts credit cards for respite care.

I read this is for respite care. Can you not take out a loan against the card?

Your other option would be Hospice/Palliative care. Ur partner doesn't have

Credit card companies charge merchants (like the LTC facility in this instance) a fee based on the amount of the transaction, typically 1-3%. So if a month's care is $5000, then the credit card processing fee would be $50-150; multiply the fee amount by 12 months and a number of residents and you're talking about real money. Checks cost the LTC nothing to process, assuming they clear.

Not sure if their policies, maybe in the past credit card payments was not t hgt e best option form of payment at this company.

It is a common practice where I live for a facility to set up a trust account for residents to pay for extra costs, is this not an option where you are?
I had an agreement with my mom's nursing home where some extras like foot care were added to her monthly bill, is that a possibility?