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Sukilouie123 Asked February 2020

If your mother died and left all her money to her 2 adult children can Medicaid take it when they place their father in a nursing home?

bicycler Feb 2020
Sukilouie123, no, Medicaid won't take your inheritance, but, depending on your parents' circumstances, Medicaid might deny payments for your father's care for up to the number of months of care equal to the inheritance divided by the average monthly cost of care. For example, if the adult children inherited $120,000 from their mother and the average cost of care for their father was $10,000, then Medicaid might deny a maximum of 12 months of payments for care. But more likely in this example, Medicaid will split prior ownership of the $120,000 between your parents and, thus, might assess a payment denial period of just 6 months. However, the specific details of your parents' finances, whether they lived in a community property state, and your state's specific medicaid rules will all come into play, so I'd advise getting legal advice from an attorney who is a medicaid expert in your parents' state.

JoAnn29 Feb 2020
This is an interesting scenario. What money did Mom have? Was it an inheritance? Because in some states, inheritance is not community property. Is it money she saved from her earnings that was in her own account or CDs, investments in her name only?

I think Florida is talking about when there is no Will. Then the state steps in and determines the beneficiaries and splits the money according to that States laws. If there is a Will, the person can leave money too whom they please. But then, I would think in your instance a lawyer had guided Mom in laws concerning leaving no money to Dad. Which I must say is unusual. Usually married couples its what yours is mine and visa versa. If both pass at the same time then children inherit.

Is Dad ur biological Dad? Stepfather or adoptive father? Just unusual that Mom would write her husband out of a Will. Can't wait to see what others say.

If this money was left to you outside the 5 year look back. Then no, I don't think Medicaid can take it. Within the five year mark would be what your looking at. In my opinion, if the money was never shared jointly and always in Moms name, then it was hers to do with it the way she wanted. This is a good question for Medicaid or a lawyer who is versed in Medicaid.
FloridaDD Feb 2020
Yes, if you do not have a will, court/state mandates where money goes, but I assumed a will here.  Not true that you can write a will to exclude a spouse.    In ever state, spouses have a right to money even if not in will.   They can file in probate court.  Now a prenup may override that, and in some situations, if the property was separate property in the hands of mom, some community property states would not mandate spouse getting a share (or may limit it).  However, being in mom's name does not in and of itself make it separate property.  And ever state is different.

Agree that OP needs a lawyer, but must be versed in estate law as well as Medicaid.  5 year look back rule may get tricky, estate lawyer may look at period dad had to assert his rights.

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FloridaDD Feb 2020
Need more information.  In most states, absent a prenup, a spouse is entitled to a percent of the estate, generally 1/3 if there are children.  If the state finds about it, it seems to me a gift of 1/3 of the estate from dad to kids (again, absent prenup).  When did mom die, and when is dad headed to nursing home.

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