Find Senior Care (City or Zip)
Join Now Log In
R
Rlbab777 Asked April 2020

My mom is living in an assisted living facility and is eligible for a COVID 19 stimulus check. Will she be able to keep all of it?

My mom receives SSDI survivor benefits from my Dad who passed away in September of 2018. She only gets to keep 54 dollars a month. Is this assisted living facility going to swipe her stimulus check also?? I have googled this so much until I have given myself many headaches and can't find any information. Please advise. Thanks.

Sendhelp Apr 2020
Rlbab,
The stimulus payment is paid through the same automatic payment where your Mom receives her SSDI. If this is received directly by the AL facility, you may have a problem. But there will be guidelines about what the AL facility is supposed to do with it.

No one really knows yet. More information should be forthcoming.

It is not considered "Income".

JoAnn29 Apr 2020
I guess the government didn't consider how these checks were going to effect those where Medicaid is paying for their care.

A question...are we going to have to declare it on our income taxes? If so, kind of defeats the purpose. I don't think those receiving unemployment should pay income taxes either. Back in the 70s you didn't.
worriedinCali Apr 2020
The stimulus check is not income. So it won’t affect our taxes

ADVERTISEMENT


Guestshopadmin Apr 2020
And as always gifting of the stimulus funds is not allowed to family and friends.

igloo572 Apr 2020
Geaton, it reads like it doesn’t count as “income” for the month received, so that is great, BUT can become an asset for the month after.
I think to be on the safer side, any $ in their checking, savings or personal needs allowance trust acct at the facility that would take them over the Medicaid $2k asset max limit for the incoming month ought to be spent before / by end of month.
Sendhelp Apr 2020
You are right Igloo. The stimulus check does not 'count' as income.
Additionally, I read that the resource is being deferred, and will not count as a resource until 12 months.

Just like Geaton has also said.
Geaton777 Apr 2020
Rlbab, I found this:

"The basic Medicaid rule for nursing home residents is that they must pay all of their income, minus certain deductions, to the nursing home. If the stimulus payment were considered income, it would likely have to go straight to the nursing home. Since in most states Medicaid recipients cannot have more than $2,000 in assets, there was also concern that the stimulus payments could put many recipients over the asset limit. 

In a blog post, the commissioner of the Social Security Administration (SSA) has clarified that the SSA will not consider stimulus payments as income for Supplemental Security Insurance (SSI) recipients, and the payments will be excluded from resources for 12 months. Because state Medicaid programs cannot impose eligibility requirements that are stricter than SSI requirements, the payments should not affect Medicaid eligibility. "

On this site:
https://www.elderlawanswers.com/how-your-stimulus-check-affects-medicaid-17698

ADVERTISEMENT

Ask a Question

Subscribe to
Our Newsletter