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toucan40 Asked July 2020

Open new guardianship checking account, or just rename existing account?

I was recently named guardian of my father who has dementia. The instructions I was provided (just an online doc provided by the state of VA) is to open a new "conservatorship checking account" to manage his finances through. Is there any reason to do this if his existing bank (checking account) will re-title his account to [my name], Conservator for [father's name] and gives me access? Wanted to see if there is something special or necessary about establishing a new account for this purpose. It will save me a lot of time to just use his existing account as his retirement income already goes there.

AlvaDeer Aug 2020
Just be certain the account whatever way you do it is correctly named, and that it is correctly documented as you go along. Keep a diary in ink in a composition book with no tear out pages of expenditure and incomes, of daily activities about your Dad. This is gold in any court action. Keep the dedicated account with ONLY his stuff, no co mingling. Keep folders for everything you pay, all bills, taxes and etc. Keep monthly accounting of income and outgo for your Dad and I think you will be just fine, but as conservatorship is different from being POA and Trustee, just run this by the lawyer who helped with the conservatorship.
toucan40 Aug 2020
Thanks AlvaDeer. I will be sure to do that and make sure everything is well documented and kept separate.
DeeAnna Jul 2020
To begin with, there is a difference between "guardian" and "conservator". You are interchanging “guardian” and conservator” with each other. Which do you have: Guardianship or Conservatorship or BOTH Guardianship AND Conservatorship of your father?

Virginia Law website states that:
 "Conservator” means a person appointed by the court who is responsible for managing the estate and FINANCIAL AFFAIRS of an incapacitated person…"

"Guardian” means a person appointed by the court who...is responsible for the PERSONAL AFFAIRS of an incapacitated person, including responsibility for making decisions regarding the person's support, care, health, safety, habilitation, education, therapeutic treatment, and, if not inconsistent with an order of involuntary admission, residence.
According to the Virginia pamphlet:
http://www.courts.state.va.us/courts/circuit/resources/guardian_conservator_pamphlet.pdf

PUT ASSETS INTO CONSERVATORSHIP NAME
1.      Change the titles to every account or asset to "[your name], Conservator for [person's name]."

2.      Do not use your own Social Security number on conservatorship assets, use the person's Social Security number.

Hope that this answers your question.
toucan40 Aug 2020
Sorry for interchanging terms... I'm both guardian and conservator.

Yes, the pamphlet you reference is the one I was referring to that is put out by the state of VA. That section you mention is clear, but in the section below it - it mentions creation of a new conservator checking account. I just wanted to know if this was necessary or not since it seemed unneeded once the existing accounts were put into the conservatorship name and I ran his expenses through them.

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