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shatter1 Asked February 2021

Which is best--Original Medicare or Medicare Group Advantage Plans?

GardenArtist Feb 2021
Personally, I wouldn't have any interest in an Advantage plan; I've read of too many inappropriate decisions when a stand has been taken against a particular action, such as surgery.

I have Medicare plus BCBSM Medigap, and have always been pleased with it.

JoAnn29 Feb 2021
Contact your Office of Aging. Ask if someone can explain the advantages and disadvantages.

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earlybird Feb 2021
I think original Medicare with a supplement is better for my mother. She has both original Medicare and supplement BCBS. Medical bills are paid in full, able to get brand and generic medication when needed, covered when traveling, no waiting to meet deductibles as with other insurance, able to pick any doctor or specialty without prior authorization. It would be beneficial to give both a call and go over the plans and then make a decision on which one fits your needs best. Good luck.

jkm999 Feb 2021
It all depends on what your needs are. My sister-in-law has a Medicare Advantage plan that is perfect for her and provides all sorts of extra services. For me, it wouldn't work at all because I travel a lot and need to have medical care accessible wherever I am so I'm better off with the standard Medicare plus a supplement.
Isthisrealyreal Feb 2021
It really is that simple.

Homebody - advantage plans are better, unless you have lots of medical problems.

Traveler- Medicare with a supplemental.

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