Is Medicare Part B and supplemental needed if on Medicaid?

Do not drop Medicare Part B. Go to the State’s DHS office and apply for medical assistance. At the very least you want to apply for the State’s Medicare Savings Program or more if she is eligible.

Every state is different, but in Maine we were advised to keep my brother-in-law's Medicare supplement plan and prescription drug plan when applying for Medicaid LTC. The amounts paid for Medicare B (withheld from social security), the supplement, and the prescription drug plan are discounted from his income for eligibility purposes. This works out well for the state, since the Medicaid program has less they have to pay for, and works out well for brother in law as his income would be somewhat over eligibility level if he did not have the medical insurance(s) costs. As it's turned out, because he's on Medicaid he qualifies for "extra help" (from Medicare?) for prescription drugs, so he no longer has any co-pays and the prescription drug plan is paid for.

You do realize that her Medicaid will not go over State lines? She will have to reapply when she goes to the other state. And maybe establish residency.

Okay, thanks, things are starting to make sense.

Medicare has the federal government paying first so the state Medicaid program pays second. It's cheaper for the state to do it that way, even if the state pays the Medicare premium.

I am with Stacy on this. Medicaid may pay the part B premium so you must need it. If we are right, Moms not paying part B anyway. Look on her yearly statement that comes out near January to show you the income increase for the year. If she is paying the premium, I would call Medicaid and see if she should be.

Your County Office of Aging may be able to answer this for you.

My MIL is on Medicaid for LTC in MN. She only has Medicaid and no other plan BUT here is what the govt website says:

"Can I have other health insurance and qualify for Minnesota Health Care Programs (MHCP)?

You may qualify for Medical Assistance (MA) even if you have other health insurance."

This is talking about qualifying...and uses the word *may*. I couldn't get any more clarity than this from the website.

I found this from Medica:

http://cloud.email-medica.com/DUAL-solution?gclid=CjwKCAjwpKCDBhBPEiwAFgBzj0oGhG3I0lt_cuMbiAZv-KrClJYASuRZEUuAEUla732nJDUII2Qe2BoC_hUQAvD_BwE

I think my MIL has this but not with this provider, they just don't call it a "dual solution" because it seems to cover everything my MIL is already getting.

Every year at enrollment we receive promos from the differing health insurance companies for her to pick a Minnesota Health Care Programs (MHCP) plan. We've never known of any other options. FYI my MIL receives great care but then again she doesn't have any really serious health issues, just immobility due to losing all her strength because she refuses to get out of bed and they can't force her. Yours is a great question that I never thought of.

Of course I will. Just haven’t been able to find out online or to reach an actual human being.

In Michigan, a Medicaid recipient is required to have Medicare supplemental. Medicaid pays the premium to Medicare. So, see what requirements are there.

I would communicate with medicare on this one. Sure isn't something you want to make a mistake on. Number is 1-800-medicare. They also publish a yearly quite thick book that is free for the asking. My guess is that she does need to keep up her part A and B medicare, but that is wholly a guess.
I hope others here more familiar with medicare can answer this for you, but as with all things on Forums of any kind, with legal issues, issues involving governmental programs, etc it is best to check with the source.
Goggle is also a good source and I found this in seconds by googling that question.

https://www.medicareinteractive.org/get-answers/cost-saving-programs-for-people-with-medicare/medicare-and-medicaid/how-medicaid-works-with-medicare

States also vary widely with medicaid, as you will likely already know.