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Inneed173 Asked June 2021

What do you do when you no longer can afford your private assisted living, but have a $4000.00 fixed income? What is out there?

My mother has lived in an assisted living facility in Portage ,MI. for the last four years. She is on a fixed income that covered her monthly cost. Now her level of care has increased where she will no longer be able to afford the cost. Her problem is she has more fixed income than Medicaid allows. Who is available to guide the next steps? She will need a new location / facility by December.

JoAnn29 Jun 2021
First, does her AL take Medicaid? In my State, if you pay at least 2 years in an AL, Medicaid may pay. My states cap is a little over $2300. With a Miller Trust $1700 of Moms money a month would be deposited in it. When she passes, that money will go to Medicaid. You need a lawyer well versed in Medicaid to draw up the Trust. Not sure if alk States have a Miller trust.

BarbBrooklyn Jun 2021
Have you looked into establishing a MillerTrust?

Getting a consult with an Eldercare Attorney could be priceless.

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