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B
bfletch Asked December 2021

With a father and daughter jointly owning a home, can the home be taken to pay outstanding medical bills for one while both are alive?

After the father dies and all of his other funds and assets are exhausted, can the house be sold and the proceeds be split equally with half to the creditors and half to the surviving daughter?

JoAnn29 Dec 2021
At this point, is Medicaid involved? Is would assume no because Medicaid picks up everything medically that Medicare doesn't assuming ur Dad has Medicare.

Why are there outstanding Medical bills? Medicare usually pays 80% with suppliments picking up the balance. Except for copays and deductables.

IMO, how you handle Dad's debts after he dies is up to you. If you want to remain in the house, then you may need to pay off the debt if he has no assets left to do so. Does Dad have a Will saying upon his death you inherit his half of the house? Without a Will its not an automatic thing. The State steps in to determine who inherits. You can get a 2nd mortgage to pay off the debts.

AlvaDeer Dec 2021
I agree with gladimhere. With all things legal and medical you should get expert advice in your own area. State laws vary widely.

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gladimhere Dec 2021
Legal question. The house could easily be subject to liens placed by Medicaid. You need to talk to an elder law attorney.

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