Your local Office of Aging maybe able to help. I found when looking for a supplimental for Mom only certain insurances were allowed to write policies in my State.
Find an insurance broker that handles Medicare. You don't want an agent, they work for a company and a broker works for you and sells all companies products.
They will be able to guide you to the best plan for your needs. It doesn't cost you anything.
Here's a link to an article that references the growing number of health insurance companies that have expanded their Medicare Advantage programs to cover adult day care. We have sent inquires to local and national offices of Aetna, Humana, and United Healthcare. We have not received a yes or no on whether these health insurance companies are offering this coverage in the Kansas City, Missouri area.
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They will be able to guide you to the best plan for your needs. It doesn't cost you anything.
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Here's a link to an article that references the growing number of health insurance companies that have expanded their Medicare Advantage programs to cover adult day care. We have sent inquires to local and national offices of Aetna, Humana, and United Healthcare. We have not received a yes or no on whether these health insurance companies are offering this coverage in the Kansas City, Missouri area.
https://www.commonwealthfund.org/publications/2020/jan/focus-chronic-care-act-prompts-some-medicare-advantage-plans-incorporate
https://www.agingcare.com/articles/medicare-medicaid-adult-day-care-coverage-146635.htm