She seems to feel like it's "her" money and he's not entitled to it. But Medicaid was denied because, in their opinion, if you're married, there's no such thing as his or her money. I'm afraid that she and my dad will be sent to collections in a few months. I can pay from his checking account and a CD but that's only going to last about two months before it runs out.
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Or something that Medicaid should just cover off the rip.
Keeping her head in the sand may be a cover-up for not knowing what to do?
1. Warn/advise her.
2. She decides: takes action or ignores.
3. She lives with those consequences.
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What's going to happen is that the NH will sue for guardianship and then sue HER for payment. And they will win, because unless she lives in a "spousal refusal" state, half of those assets are his in the eyes of the law.
This should have been done BEFORE dad entered the NH, but needs to be done RIGHT NOW.
Their assets will be divided equitably and mom will not be impoverished.
Otherwise, mom WILL be impoverished and will spend ALL of her money on dad's NH bills.