Please realize that if your elder goes onto EITHER community based Medicaid (like in-home healthcare ) OR long term care Medicaid (like in a NH for skilled nursing care) AND they apply after age 55, all the States are required to attempt a recoup or repayment of all costs the State paid on their behalf via Medicaid. The attempt is done via your States MERP system aka estate recovery program.
Medicaid as health insurance (acquired as they are low or lower income) does not have the required recovery aspect.
Call your county office of aged and disabilities.. tell them you need help with Medicaid. Depending where you live you may find some that take Medicaid right away. We were able to find a nice one for my in laws…
Google care advisors, find a local one in your area. They will help you find a place. The AL pays , not you…invaluable service. As they know, the cost, who takes Medicaid, openings, they will take you on tours, and meet with the AL with you.
No, it doesn't. ALF is quite expensive. You are usually looking at minimal 4,500 a month and that is on the lowest level of care, basically self caring level I. Do consider going to some ALF and discussing with them. In some few states and some few areas there are ALF that do accept medicaid. I don't know the circumstances. Consider also looking at Board and Care. Sometimes less expensive, more home like, often run by a family, fewer residents. An option for some. Very best of luck Begin to explore your options.
Medicaid is a federal program but each state runs their own program and has their own rules, this is why you need to consult a professional in your own state.
Most of the time it will only cover LTC. Medicaid qualification is 2 things: financial need plus medical need (the applicant needs to medically require LTC, so a diagnosis is necessary). There is such a thing as a Medicaid Planner so find one for your state and learn what you can expect when your LO eventually needs LTC and whether your state pays for some or all of AL.
Many states have an Elder Waiver program that provides county funds that will allow seniors to stay in their homes longer, based on financial need. It won't cover paying for a caregiver 100% but a few hours plus other services, like light housekeeping, food prep and maybe hygiene help.
In most states Medicaid does not pay for assisted living or memory care. Consult your Medicaid caseworker to find out your option's for care. Also more information from you would be helpful to get more and better answers.
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Medicaid as health insurance (acquired as they are low or lower income)
does not have the required recovery aspect.
Google care advisors, find a local one in your area. They will help you find a place. The AL pays , not you…invaluable service. As they know, the cost, who takes Medicaid, openings, they will take you on tours, and meet with the AL with you.
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Consider also looking at Board and Care. Sometimes less expensive, more home like, often run by a family, fewer residents. An option for some.
Very best of luck Begin to explore your options.
Most of the time it will only cover LTC. Medicaid qualification is 2 things: financial need plus medical need (the applicant needs to medically require LTC, so a diagnosis is necessary). There is such a thing as a Medicaid Planner so find one for your state and learn what you can expect when your LO eventually needs LTC and whether your state pays for some or all of AL.
Many states have an Elder Waiver program that provides county funds that will allow seniors to stay in their homes longer, based on financial need. It won't cover paying for a caregiver 100% but a few hours plus other services, like light housekeeping, food prep and maybe hygiene help.