Does anyone know of any resources for the elderly to be able to stay in their own home who can’t afford much? I am in Kentucky.

Be certain to contact local council on aging in community to check resources such as Meals on Wheels, and etc. Wishing good luck.

It’s not always desirable to live in their own home. The level of care and equipment in a facility is so much higher, no matter how much equipment gets dragged into the home. Also it’s so nice for most elderly and invalids to socialize with others.

According to your State's website, there are several Medicaid programs which will keep a person home. It's cheaper than paying a facility's overhead lol

I hope you find something suitable from the Department for Medicaid Services' Division of Community Alternatives -
https://chfs.ky.gov/agencies/dms/dca/Pages/default.aspx

You may also want to try findhelp.org and benefits.gov which have government (including VA for veterans) and other resources.

Yours is the Million Dollar Question regarding aging and decline. When someone qualifies for Medicaid, it will pay for *some* help in the home, but not full-time. To my knowledge Medicaid will not pay 100% to keep someone in their home once they require 24/7 care -- it is not an efficient way to pay for care when it is a govt program funded from tax dollars.

Eventually, paying for 24/7 care in the home exceeds the cost of facility care, even without Medicaid. Your clients see that their parents' savings for their "old age" got outstripped by the cost of care, which has increased wildly in the past decades. Or, the parents didn't save enough or not at all. That's when the only real option is to transition them into a facility on private pay until they qualify for Medicaid. This is the only "affordable" option for the average person. Paying for it with the adult children's money is unsustainable and a strategy that robs from their own future care.

As far as there being grants/funding? The only probably source would be the government. That's called Medicaid.