Mom's house sale. Any advice on Medicaid spend down?
I have another question we have about 2,500 left to spend on mom's home sale. We already paid back the back-pay on nursing home and IOUs and got her a lift chair. Any ideas on what the rest can be spent on for in the nursing home?
Not big chunk $$$$, but Large print magazine subscription is a good spend.
Shoes, shoes, lots of easy slip on shoes. i could not fanthom how many just 1 shoes my mom had. And she loved those fugugly not exactly inexpensive SAS shoes. If I’d have known, I would have bought dz of pairs and just set them aside for that eventuality.
love the iPad idea. Get her name engraved on it and buy a couple of covers as those hinges are not gonna last. STMGoods out of Australia makes really heavy duty covers that you can drop and iPad still just fine; they have some that have an open window on the backside which imo is pretty perfect for stickers or photos to easily identify her iPad. STM is kinda like Otter but better design. Their backpack styles for laptops are the bomb if you should yourself need one.
igloo572, I love those SAS shoes. Yes, expensive but they last for many years. I have what I call "nun shoes" [Siesta Lace Up] and they are so comfortable, sturdy, with good arch supports.
an iPad etc.. .could use up a chunk if you go high end. I was looking at doing that when I was in the same situation, monetarily. I checked with the person I was working with at my county office of aged and disabilities, yes it would qualify. Yup , my mom would not have been able to use it, but it would have taken care of my issue as my mom already had a nice tv, lift chair etc… I tried looking for a nice piece of furniture that I would be interested in after she passed as well. I was fortunate, my mom passed 2 days before my appointment to make the Medicaid application.
Anything that benefits her, like a CD player/radio, tv, pre-paid funeral, phone, deposit into the Resident's Trust fund for in-facility spending (like hair/nail salon), newspaper/magazine subscription, etc.
Remember the resident trust fund can build up $ each month if the elder is letting their mo personal needs allowance to go into it. If it’s not getting drawn from every mo to pay for in-room phone or beauty shoppe, that $ will build. So you have to keep an eye on it so it doesn’t get over the Medicaid asset maximum. My moms first NH never sent out statements; her second & better NH did every 90 days and with teeny tiny interest paid (lol).
I do think NH are deliberately not clear as to the PNA and how it can be used to go or NOT go into a resident trust account. I distinctly remember touring NHs which rather blithely mentioned cable & phone available at $60 a mo & they could take care of it if mom made them her representative payee. That $60 magically was the same $ amount of the PNA.
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Shoes, shoes, lots of easy slip on shoes. i could not fanthom how many just 1 shoes my mom had. And she loved those fugugly not exactly inexpensive SAS shoes. If I’d have known, I would have bought dz of pairs and just set them aside for that eventuality.
love the iPad idea. Get her name engraved on it and buy a couple of covers as those hinges are not gonna last. STMGoods out of Australia makes really heavy duty covers that you can drop and iPad still just fine; they have some that have an open window on the backside which imo is pretty perfect for stickers or photos to easily identify her iPad. STM is kinda like Otter but better design. Their backpack styles for laptops are the bomb if you should yourself need one.
& congrats on sell the house!
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I do think NH are deliberately not clear as to the PNA and how it can be used to go or NOT go into a resident trust account. I distinctly remember touring NHs which rather blithely mentioned cable & phone available at $60 a mo & they could take care of it if mom made them her representative payee. That $60 magically was the same $ amount of the PNA.