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ajlott Asked April 2023

May I acquire back payments from caring for my dad? And how to make my dad's health coverage funds transfer to mine?

care given time would be from the start of Nov 2015 to February 28th of 2021 when he went into hospice at the hospital to his death

JoAnn29 Apr 2023
When did Dad die?

Did he have a Will, did he have an estate? If no estate who do you plan on getting back payments from?

Traditional Medicare does not pay for Caregivers. If he had a Medicare Advantage, they may paid for "in home care" but the aides may have to be certified and work for an agency. Did he have long-term insurance?

Medicare does not transfer. It stops when the person dies as does Social Security. There are no beneficiaries to either.

Are you on Social Security Disability? If you are, you should be getting Medicare and maybe Medicaid. If you aren't on SSD you need to apply. Go to ur Social Service Office. You maybe able to get Supplemental insurance (SSI) and Medicaid until SSD is effective. Both can be applied for at SS office. They maybe able to give you more resources. May help with food and lodging.

Sorry, but unless Dad had paid you, there is no way you could have been paid. He could have applied for "in home" Medicaid and asked for you to be paid as his caregiver. Not all States allow that though. Health insurance companies, on the whole, do not cover longterm care. There is really no way to get back pay for care you cannot prove.

BlueEyedGirl94 Apr 2023
I could be wrong - but I think in order to have been paid for his care - you would have needed to have a contract directly with him to have the funds come out of his accounts - or retroactively out of his estate I guess upon his death if not while he was alive. I don't think there is anything that can be done now to basically claw it back. I think the only entity that has that kind of power is probably Medicaid.

As Alva said - who would pay the back payments? It would have to come from his estate. And I'm assuming he either left that to you or he didn't and that would have been turned over to you by now unless the will is still in probate for some reason.

As far as his health coverage funds - are you saying that he had certain funds or accounts set aside to pay for his health care like private insurance and you are hoping to transfer that money to you? Again, I would assume that he would have to have willed that to you directly. Anything in an estate upon death either has to be legally willed or the estate is what is considered "intestate". (no will, or certain assets are left out of the will). From there it is up to the court and the intestate succession as to who gets what. Typically the spouse and then the children are the line of succession. After that it becomes a little more gray.

I'm afraid these are probably not the answers you were hoping to hear. It would seem that if you were caring for your father - you are a likely beneficiary though - of his estate, correct?

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AlvaDeer Apr 2023
I don't think you can get funds for past care.
Who were you expecting to pay for this care?

Your second question about health care coverage I don't understand, as you seem to suggest that your father was in hospice care to his death?

I am sorry, but hope you can clarify the question a bit so we can be more helpful?
AlvaDeer Apr 2023
Or were you thinking of health coverage funds that WERE given your father, and now, after his death, may transfer to YOU? Are we speaking of VA benefits of some sort? Really sorry here, I am not really understanding your post at all.

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