My 80 y/o sister has Alzheimer’s. She lives independently in a retirement community near me and caregivers come in daily from 10-2 and 5-8. She’s ok overnight so far and functioning fine physically. She has no short term memory left and doesn’t cook or care for herself without assistance. We have applied for her long term care insurance but after the interview she was declined because she can toilet, dress, etc. No accounting for the dementia she is experiencing. Anyone else have success getting the insurance their LO has paid for over many years?
2 Answers
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Does she have an official diagnosis of dementia? If not, get her one. Next question would be if she has been declared incompetent? If not, follow up on that as well. Are you her POA?
Good luck.
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