What do you think about a Medicaid annuity, should husband need nursing home care in the future to protect some funds for his wife?

Sone states have the annuity program you're asking about. You need legal advice to explore this.

You need to see an elder lawyer. Medicaid allows assets to be split. Husbands split would go to his care. When almost gone Medicaid can be applied for. Once Medicaid is in place, the wife becomes the Community Spouse. She remains in the home, gets one car and enough or all of the monthly income of SS and pension? To live on. I am just giving u the basics. An elder lawyer can get more into it.

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