My mom has a cancer policy that says it will pay for hospice care (100 a day), but I recently found out that this only applies to state approved facilities not imhome hospice. I think this is totally unfair as there really is no such thing as longer term hospice facilities. Has anyone else run I to this problem. Insurance company is MOO.
4 Answers
Helpful Newest
First Oldest
First
Mom received excellent care and had access to a social worker and clergy. She died peacefully at age 95.
I wish everyone had this option. Please research hospice providers thoroughly. They are not all the same.
Wishing you and your family all the best.
ADVERTISEMENT
You are correct, that in facility hospice care is rare, now, as hen's teeth.
But are you CERTAIN there are none in your area? I recently found out there are some few in our area I wasn't aware of.
I would tell you to start with the insurance company. Ask them for a list of facilities in your area. If they say they've no idea ask them who DOES have an idea.
Call every hospice you can find in your area asking who has in facility care you can access.
My friend died on Hospice about a year and one half ago. She spent 1,000s upon 1,000s of dollar so she could simply have those three bedbaths and the magic morphine bottle. The REAL care was done by two gals she hired for 20.00 an hour, two 12 hour shifts daily. The money hemorrhaged out.
It is ludicrous to think someone can "die at home" with hospice aid. There's very little "aid" involved anymore. Family is doing the real work. They simply stop by and for this the federal government is paying BIG TIME tax money. They are the new Hedgefund honies.
My late husband was under in home hospice care for the last 22 months of his life and his Medicare paid for all equipment, supplies and medications, along with a nurse coming out once a week to start and aides to bathe him twice a week.
And if your mom ever has to go to a hospice home for respite or to die, then that is also covered 100% under her Medicare.
Keep in mind though that with in-home hospice, 99% of moms care will still fall on you or whoever she is living with.
And in most states you yourself can call the hospice agency of your choice and have them come do an evaluation on your mom. They will then get the doctors orders.
I wish you well as travel this final journey with your mom.