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My dad has a good sum of money in the bank and his house needs completely renovated. Should he put all that money into fixing the house or how can he keep the state or anyone for that matter from taking it??

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Are you in touch with the Area Agency on Aging in his area?

They can probably explain things to you and give you guidance.
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Do you live in the same state as your parents?

Are you PoA for either of them?

Is anyone their PoA?

What are their health issues?

Have either of them asked for your help?

This info will be really helpful for responders to give full context of your situation and best/most specific advice.

Please know that your Dad's money is to now be used for his care. "Completely renovating" his house may not be necessary to "seniorize" it for him to continue to live safely there. If he ever needs Medicaid, and he still owns a home, the state puts a lien on the property which needs to be satisfied when the title changes hands.

If your Dad has most of his cognitive skills, then it may be best for you to help him create a Trust through an attorney/estate planner. Also, both your parents should have an Advance Healthcare Directive (Living Will).

You are not obligated to be their hands-on caregiver or manager. No one can be "assumed" into this role of responsibility without their prior consent and understanding what it entails.

I'm an only child who is PoA for 3 elders who raised me: 93, 100 and 103 (2 of them are out of state). My husband is PoA for his Mom in a local LTC facility. We can only do so much and I've come to peace with this. At some point your parents' daily needs will overwhelm you so now is the time to think deeply about how much you are willing to do.
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