I am mom's caregiver, her POA, started handling & transferred her finances to mine due to her dementia, she could no longer do this. Told now big mistake, Medicaid will not like this, will need to seperate her expenses from mine. We live together. I also transferred the title to the home to me, include me on there. She's needing fulltime care now. Will be searching for nursing home or assisted memory care. She has 2 pensions, and disability. One is from dads, he is deceased 10 years, it's for supplemental health care she pays for. Very confusing and how was I to know this would be an issue later? What to do who to go to for advice?
But the combining of funds, what a nightmare! You will have to go back five years, unless in California 2.5 years, and document mom's money was spent.